Metairie, LA · Charter 6
NCUA · 10 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.97% | 1.09% | 0.90% | 0.01% | 0.08% | -89 bps | |
| Return on Equity | 8.49% | 9.37% | 7.84% | 0.11% | 0.65% | -784 bps | |
| Net Interest Margin | 4.62% | 4.69% | 4.71% | 4.72% | 4.86% | +23 bps | |
| Efficiency Ratio | 81.27% | 79.92% | 82.74% | 81.31% | 85.67% | +439 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.37% | 3.15% | 5.12% | 4.34% | 3.21% | +284 bps | |
| Loan Growth (YoY) | 6.57% | 6.33% | 4.79% | 6.88% | 6.75% | +18 bps | |
| Share Growth (YoY) | 0.02% | 2.03% | 4.34% | 3.76% | 2.76% | +275 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.45% | 1.26% | 1.16% | 1.04% | 1.19% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.42% | 11.60% | 11.50% | 11.33% | 11.72% | +30 bps | |
| Net Worth / Assets | 11.42% | 11.60% | 11.50% | 11.33% | 11.72% | +30 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.45% | 87.88% | 86.74% | 86.89% | 89.80% | +335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |