Metairie, LA · Charter 6
NCUA · 10 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
21
Asset Quality
52
Profitability
40
Liquidity
0
Efficiency
59
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Metairie, LA · Charter 6
NCUA · 10 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.21% | 0.00% | 0.48% | 0.97% | 1.09% | 0.90% | 0.01% | 0.08% | -89 bps | |
| Return on Equity | -1.90% | 0.04% | 4.39% | 8.49% | 9.37% | 7.84% | 0.11% | 0.65% | -784 bps | |
| Net Interest Margin | 4.50% | 4.63% | 4.57% | 4.62% | 4.69% | 4.71% | 4.72% | 4.86% | +23 bps | |
| Efficiency Ratio | 89.20% | 85.82% | 81.46% | 81.27% | 79.92% | 82.74% | 81.31% | 85.67% | +439 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.77% | 1.14% | 0.33% | 0.37% | 3.15% | 5.12% | 4.34% | 3.21% | +284 bps | |
| Loan Growth (YoY) | 3.36% | 3.85% | 5.14% | 6.57% | 6.33% | 4.79% | 6.88% | 6.75% | +18 bps | |
| Share Growth (YoY) | 6.34% | 0.51% | 0.25% | 0.02% | 2.03% | 4.34% | 3.76% | 2.76% | +275 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.44% | 1.71% | 1.31% | 1.45% | 1.26% | 1.16% | 1.04% | 1.19% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.96% | 11.14% | 11.00% | 11.42% | 11.60% | 11.50% | 11.33% | 11.72% | +30 bps | |
| Net Worth / Assets | 10.96% | 11.14% | 11.00% | 11.42% | 11.60% | 11.50% | 11.33% | 11.72% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.33% | 86.37% | 84.35% | 86.45% | 87.88% | 86.74% | 86.89% | 89.80% | +335 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Metairie, LA · Charter 6 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 10 branches
Q2 2026
Return on Assets
0.08%
Rank 21 of 29
Net Interest Margin
4.86%
Rank 10 of 29
Efficiency Ratio
85.67%
Rank 13 of 29
Equity / Assets
11.72%
Rank 23 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.08% | -0.27% | 0.39% | 0.68% | Beats 28% | 21 / 29 | ||
| Return on Equity | 0.64% | 0.64% | 2.28% | 5.24% | Beats 25% | 21 / 28 | ||
| Net Interest Margin | 4.86% | 3.88% | 4.49% | 4.89% | Beats 66% | 10 / 29 | ||
| Efficiency Ratio | 85.67% | 77.78% | 86.62% | 97.23% | Beats 59% | 13 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.19% | 0.22% | 1.19% | 2.21% | Beats 52% | 15 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.72% | 11.89% | 14.07% | 21.10% | Beats 21% | 23 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.72% | 11.89% | 14.07% | 21.10% | Beats 21% | 23 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 89.80% | 45.57% | 67.88% | 82.54% | 86th pctl | 4 / 29 | ||
| Loans / Assets | 77.79% | 34.60% | 52.32% | 69.33% | 90th pctl | 3 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||