Monrovia, CA · Charter 594
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.72% | 0.99% | 0.87% | 1.01% | 0.59% | -13 bps | |
| Return on Equity | 6.93% | 9.13% | 8.20% | 9.27% | 5.30% | -164 bps | |
| Net Interest Margin | 3.29% | 3.45% | 3.42% | 3.77% | 3.83% | +54 bps | |
| Efficiency Ratio | 72.39% | 70.92% | 72.50% | 79.71% | 84.28% | +1,189 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.75% | 1.47% | 8.09% | 0.01% | 0.81% | +156 bps | |
| Loan Growth (YoY) | -4.83% | -5.77% | -0.23% | 9.52% | 11.47% | +1,630 bps | |
| Share Growth (YoY) | -1.56% | 0.66% | 5.25% | -3.43% | -2.06% | -51 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.41% | 0.38% | 0.70% | 0.51% | 0.28% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.39% | 10.79% | 10.67% | 10.88% | 11.10% | +71 bps | |
| Net Worth / Assets | 10.39% | 10.79% | 10.67% | 10.88% | 11.10% | +71 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.83% | 60.15% | 61.81% | 65.70% | 69.24% | +841 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |