Wilmington, DE · Cert 59395
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|
| Earnings | ||||
| Return on Assets | -13.78% | -10.79% | n/a | |
| Return on Equity | -14.05% | -11.22% | n/a | |
| Net Interest Margin | 0.92% | 0.81% | n/a | |
| Efficiency Ratio | 1583% | 795% | n/a | |
| Non-Interest Burden | 14.64% | 11.89% | n/a | |
| Growth | ||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a |
| Asset Quality | ||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a |
| Capital | ||||
| Tier 1 Leverage Ratio | 97.11% | 95.51% | n/a | |
| Total Risk-Based Capital | 97.11% | 95.51% | n/a | |
| Equity / Assets | 98.03% | 96.11% | n/a | |
| Liquidity & Funding | ||||
| Loans / Deposits | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 3.17% | 0.95% | n/a | |
| CRE / Total Capital | 0.00% | n/a | n/a | n/a |