PackageTrendsPeer
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Portrait Bank

Winter Park, FL · Cert 59381

1 branch

Q2 2026

$44.7MAssets
$0KLoans
$594KDeposits
$41.5MEquity

Market Position · Orlando-Kissimmee-Sanford, FL · 2026 SOD (annual) · 0.0% share · #46 of 49 inst. · $0.0B of $68.8B

Executive Summary

  • Earnings: ROA of -8.27%; NIM at 0.15%.
  • Capital: tier 1 leverage ratio of 99.23%.
  • Funding: loans stand at 0.00% of deposits as of Q2 2026.

Return on Assets (YTD, annualized)

-8.27%
n/a

Net Interest Margin (YTD, annualized)

0.15%
n/a

Efficiency Ratio (YTD, annualized)

8077%
n/a

Tier 1 Leverage Ratio

99.23%
n/a

NIM

Non-interest income vs. expense

Year to date, annualized, through each quarter.

MetricQ2 2026YoY ΔTrend
Earnings
Return on Assets-8.27%n/an/a
Return on Equity-8.90%n/an/a
Net Interest Margin0.15%n/an/a
Efficiency Ratio8077%n/an/a
Non-Interest Burden11.97%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Deposit Growth (YoY)n/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loansn/an/an/a
Allowance Coverage of NPLsn/an/an/a
Capital
Tier 1 Leverage Ratio99.23%n/an/a
Total Risk-Based Capital99.23%n/an/a
Equity / Assets92.92%n/an/a
Liquidity & Funding
Loans / Deposits0.00%n/an/a
Liquid Assets / Assets89.72%n/an/a
CRE / Total Capitaln/an/an/a