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Houston Bank & Trust

Houston, TX · Cert 59360

1 branch

Q2 2026

$38.5MAssets
$632KLoans
$2.6MDeposits
$35.9MEquity

NIM

NIM decomposition not available for this institution

Non-interest income vs. expense

Non-interest trend not available for this institution

Financial Results

Return on Assets (quarter, annualized)

-53.11%

Net Interest Margin (quarter, annualized)

0.54%

Efficiency Ratio (quarter, annualized)

9841%

Tier 1 Leverage Ratio

93.01%

Discrete quarter, annualized.

MetricQ2 2026YoY ΔTrend
Return on Assets-53.11%n/an/a
Net Interest Margin0.54%n/an/a
Non-Interest Burdenn/an/an/a
Loan Growth (YoY)n/an/an/a
Nonperforming Loans / Loans0.00%n/an/a
Allowance / Loans1.42%n/an/a
Tier 1 Leverage Ratio93.01%n/an/a
Equity / Assets93.01%n/an/a
Liquid Assets / Assets83.32%n/an/a