Paramus, NJ · Cert 59345
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.0% share · #138 of 151 inst. · $0.0B of $2921.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -6.40% | -7.07% | -6.87% | -10.04% | -8.08% | -168 bps | |
| Return on Equity | -6.57% | -7.30% | -8.00% | -12.52% | -14.25% | -768 bps | |
| Net Interest Margin | 4.65% | 4.53% | 4.15% | 2.81% | 2.05% | -260 bps | |
| Efficiency Ratio | 237% | 255% | 274% | 450% | 464% | +22,792 bps | |
| Non-Interest Burden | 11.00% | 11.55% | 11.40% | 12.74% | 9.62% | -138 bps | |
| Growth | |||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 147.70% | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | |
| Allowance / Loans | n/a | n/a | 1.14% | 1.15% | 1.17% | n/a | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 96.75% | 96.26% | 91.26% | 79.89% | 57.11% | -3,964 bps | |
| Total Risk-Based Capital | 96.75% | 96.26% | 91.26% | 79.89% | 57.11% | -3,964 bps | |
| Equity / Assets | 97.47% | 96.83% | 85.90% | 75.14% | 35.04% | -6,243 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | 0.00% | 35.93% | 37.61% | 38.17% | n/a | |
| Liquid Assets / Assets | 96.14% | 94.32% | 81.04% | 75.40% | 54.59% | -4,155 bps | |
| CRE / Total Capital | n/a | 0.00% | 4.76% | 11.31% | n/a | n/a | |