Nave Bank
San Juan, PR · Cert 59324 · Peer group: banks under $1B in assets (n=581-629) · Nave Holdings Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
$555.0MAssets
$276.2MLoans
$431.9MDeposits
$70.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 94% of banks under $1B in assets (rank 590 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-0.42%
Rank 590 of 629
Net Interest Margin
2.65%
Rank 551 of 629
Efficiency Ratio
105.83%
Rank 589 of 629
Equity / Assets
12.73%
Rank 196 of 629
Non-interest income vs. expense
Unfavorable gap of $14.4M · efficiency ratio beats 7% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.42% | 0.60% | 1.01% | 1.45% | Beats 6% | 590 / 629 | | |
| Return on Equity | -3.32% | 5.38% | 9.30% | 13.28% | Beats 6% | 590 / 629 | | |
| Net Interest Margin | 2.65% | 3.03% | 3.54% | 4.05% | Beats 12% | 551 / 629 | | |
| Efficiency Ratio | 105.83% | 58.35% | 67.79% | 79.08% | Beats 7% | 589 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 24.87% | 11.24% | 13.84% | 18.77% | Beats 83% | 104 / 629 | | |
| Total Risk-Based Capital Ratio | 25.83% | 11.58% | 14.43% | 19.66% | Beats 83% | 104 / 629 | | |
| Equity / Assets | 12.73% | 9.09% | 10.65% | 13.80% | Beats 69% | 196 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 63.96% | 67.24% | 80.90% | 93.48% | 22nd pctl | 463 / 594 | | |
| Loans / Assets | 49.77% | 53.31% | 67.71% | 78.15% | 21st pctl | 499 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |