Irvine, CA · Cert 59290 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28)
State charter, non-member · FDIC · 2 branches
Q2 2026
$188.9MAssets
$153.5MLoans
$139.6MDeposits
$18.4MEquity
Executive Summary
Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 9 of 27).
Widest gap: total risk-based capital ratio trails 96% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 27 of 28).
Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
-0.04%
Rank 24 of 28
Net Interest Margin
3.74%
Rank 13 of 28
Efficiency Ratio
100.29%
Rank 25 of 28
Equity / Assets
9.75%
Rank 25 of 28
Non-interest income vs. expense
Unfavorable gap of $7.0M · efficiency ratio beats 14% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area