Thrivent Bank
Salt Lake City, UT · Cert 59286 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 1 branch
Q2 2026
$905.6MAssets
$574.2MLoans
$548.1MDeposits
$332.4MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 93% of banks under $1B in assets (rank 41 of 629).
- Widest gap: return on assets trails 97% of banks under $1B in assets (rank 608 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-1.71%
Rank 608 of 629
Net Interest Margin
4.75%
Rank 41 of 629
Efficiency Ratio
135.46%
Rank 606 of 629
Equity / Assets
36.71%
Rank 53 of 629
Non-interest income vs. expense
Unfavorable gap of $69.5M · efficiency ratio beats 4% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.71% | 0.60% | 1.01% | 1.45% | Beats 3% | 608 / 629 | | |
| Return on Equity | -4.67% | 5.38% | 9.30% | 13.28% | Beats 6% | 594 / 629 | | |
| Net Interest Margin | 4.75% | 3.03% | 3.54% | 4.05% | Beats 93% | 41 / 629 | | |
| Efficiency Ratio | 135.46% | 58.35% | 67.79% | 79.08% | Beats 4% | 606 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.09% | 0.46% | 1.20% | Beats 60% | 236 / 581 | | |
| Net Charge-Offs / Loans | 0.23% | n/a | 0.01% | 0.06% | Beats 8% | 535 / 581 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 55.55% | 11.24% | 13.84% | 18.77% | Beats 91% | 55 / 629 | | |
| Total Risk-Based Capital Ratio | 56.04% | 11.58% | 14.43% | 19.66% | Beats 91% | 55 / 629 | | |
| Equity / Assets | 36.71% | 9.09% | 10.65% | 13.80% | Beats 92% | 53 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 104.78% | 67.24% | 80.90% | 93.48% | 92nd pctl | 49 / 594 | | |
| Loans / Assets | 63.41% | 53.31% | 67.71% | 78.15% | 42nd pctl | 367 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |