Integro Bank
Phoenix, AZ · Cert 59283 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 1 branch
Q2 2026
$195.6MAssets
$163.5MLoans
$155.1MDeposits
$20.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: return on equity trails 97% of banks under $1B in assets (rank 609 of 629).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
-0.99%
Rank 598 of 629
Net Interest Margin
3.84%
Rank 212 of 629
Efficiency Ratio
108.16%
Rank 591 of 629
Equity / Assets
10.29%
Rank 353 of 629
Non-interest income vs. expense
Unfavorable gap of $8.3M · efficiency ratio beats 6% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.99% | 0.60% | 1.01% | 1.45% | Beats 5% | 598 / 629 | |
| Return on Equity | -9.62% | 5.38% | 9.30% | 13.28% | Beats 3% | 609 / 629 | |
| Net Interest Margin | 3.84% | 3.03% | 3.54% | 4.05% | Beats 66% | 212 / 629 | |
| Efficiency Ratio | 108.16% | 58.35% | 67.79% | 79.08% | Beats 6% | 591 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.71% | 0.09% | 0.46% | 1.20% | Beats 5% | 555 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 9.93% | 11.24% | 13.84% | 18.77% | Beats 10% | 566 / 629 | |
| Total Risk-Based Capital Ratio | 9.93% | 11.58% | 14.43% | 19.66% | Beats 9% | 570 / 629 | |
| Equity / Assets | 10.29% | 9.09% | 10.65% | 13.80% | Beats 44% | 353 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 105.45% | 67.24% | 80.90% | 93.48% | 92nd pctl | 47 / 594 | |
| Loans / Assets | 83.60% | 53.31% | 67.71% | 78.15% | 89th pctl | 68 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |