Riverside Bank of Dublin
Dublin, OH · Cert 59199 · Peer group: banks under $1B in assets operating in a single state (n=743-746)
State charter, non-member · FDIC · 3 branches
Q2 2026
$269.0MAssets
$234.1MLoans
$238.4MDeposits
$24.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 53% of banks under $1B in assets operating in a single state (rank 348 of 743).
- Widest gap: total risk-based capital ratio trails 98% of banks under $1B in assets operating in a single state (rank 732 of 746).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.33%
Rank 662 of 746
Net Interest Margin
2.93%
Rank 630 of 746
Efficiency Ratio
80.81%
Rank 627 of 746
Equity / Assets
9.22%
Rank 528 of 746
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 16% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.72% | 1.06% | 1.45% | Beats 11% | 662 / 746 | |
| Return on Equity | 3.59% | 6.74% | 10.51% | 13.63% | Beats 13% | 652 / 746 | |
| Net Interest Margin | 2.93% | 3.17% | 3.68% | 4.16% | Beats 16% | 630 / 746 | |
| Efficiency Ratio | 80.81% | 55.74% | 64.58% | 75.47% | Beats 16% | 627 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.09% | 0.42% | 1.07% | Beats 53% | 348 / 743 | |
| Net Charge-Offs / Loans | 0.11% | 0.00% | 0.01% | 0.05% | Beats 14% | 643 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 9.14% | 11.55% | 13.75% | 17.60% | Beats 2% | 732 / 746 | |
| Total Risk-Based Capital Ratio | 9.14% | 11.71% | 14.33% | 18.43% | Beats 2% | 732 / 746 | |
| Equity / Assets | 9.22% | 8.90% | 10.51% | 13.06% | Beats 29% | 528 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 98.17% | 61.31% | 78.27% | 90.78% | 88th pctl | 88 / 746 | |
| Loans / Assets | 87.01% | 53.60% | 66.97% | 76.08% | 97th pctl | 20 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |