Riverside Bank of Dublin
Dublin, OH · Cert 59199 · Peer group: banks under $1B in assets operating in a single state (n=751-755)
State charter, non-member · FDIC · 3 branches
Q2 2026
$269.0MAssets
$234.1MLoans
$238.4MDeposits
$24.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 52% of banks under $1B in assets operating in a single state (rank 359 of 751).
- Widest gap: total risk-based capital ratio trails 98% of banks under $1B in assets operating in a single state (rank 741 of 755).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.33%
Rank 671 of 755
Net Interest Margin
2.93%
Rank 635 of 755
Efficiency Ratio
80.81%
Rank 630 of 755
Equity / Assets
9.22%
Rank 542 of 755
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 17% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.72% | 1.06% | 1.45% | Beats 11% | 671 / 755 | |
| Return on Equity | 3.59% | 6.66% | 10.44% | 13.61% | Beats 13% | 659 / 755 | |
| Net Interest Margin | 2.93% | 3.15% | 3.68% | 4.17% | Beats 16% | 635 / 755 | |
| Efficiency Ratio | 80.81% | 55.75% | 64.78% | 75.61% | Beats 17% | 630 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.09% | 0.42% | 1.05% | Beats 52% | 359 / 751 | |
| Net Charge-Offs / Loans | 0.11% | 0.00% | 0.01% | 0.05% | Beats 14% | 644 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 9.14% | 11.56% | 13.81% | 17.74% | Beats 2% | 741 / 755 | |
| Total Risk-Based Capital Ratio | 9.14% | 11.72% | 14.46% | 18.53% | Beats 2% | 741 / 755 | |
| Equity / Assets | 9.22% | 8.93% | 10.56% | 13.13% | Beats 28% | 542 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 98.17% | 62.43% | 78.62% | 91.00% | 87th pctl | 96 / 755 | |
| Loans / Assets | 87.01% | 54.70% | 67.27% | 76.55% | 97th pctl | 21 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |