Washington, DC · Cert 59193
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Washington-Arlington-Alexandria, DC-VA-MD-WV · 2026 SOD (annual) · 0.1% share · #44 of 71 inst. · $0.3B of $301.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.30% | 0.39% | 0.55% | 0.50% | 0.54% | +24 bps | |
| Return on Equity | 2.13% | 2.81% | 3.87% | 3.42% | 3.82% | +169 bps | |
| Net Interest Margin | 3.38% | 3.47% | 3.48% | 3.78% | 3.77% | +39 bps | |
| Efficiency Ratio | 82.14% | 80.95% | 77.84% | 82.91% | 81.11% | -103 bps | |
| Non-Interest Burden | 2.76% | 2.79% | 2.69% | 3.12% | 3.04% | +28 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 18.33% | 15.89% | 5.54% | 4.89% | 8.71% | -962 bps | |
| Loan Growth (YoY) | 25.68% | 17.93% | 10.97% | 4.56% | 5.85% | -1,983 bps | |
| Deposit Growth (YoY) | 24.97% | 23.50% | 9.52% | 5.09% | 9.65% | -1,532 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 0.94% | 0.95% | 0.89% | 0.85% | 0.81% | -13 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 14.05% | 14.05% | 14.15% | 14.61% | 14.18% | +13 bps | |
| Total Risk-Based Capital | 14.05% | 14.05% | 14.15% | 14.61% | 14.18% | +13 bps | |
| Equity / Assets | 13.82% | 13.63% | 15.00% | 14.15% | 13.46% | -36 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 104.00% | 98.03% | 104.56% | 102.41% | 100.40% | -360 bps | |
| Liquid Assets / Assets | 9.83% | 11.48% | 5.53% | 5.55% | 6.98% | -285 bps | |
| CRE / Total Capital | n/a | 437% | 420% | 438% | n/a | n/a | |