Founders Bank
Washington, DC · Cert 59193 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 1 branch
Q2 2026
$406.0MAssets
$336.0MLoans
$334.7MDeposits
$54.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets (rank 81 of 581).
- Widest gap: return on equity trails 83% of banks under $1B in assets (rank 519 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.51%
Rank 504 of 629
Net Interest Margin
3.77%
Rank 243 of 629
Efficiency Ratio
81.11%
Rank 489 of 629
Equity / Assets
13.46%
Rank 172 of 629
Non-interest income vs. expense
Unfavorable gap of $12.0M · efficiency ratio beats 22% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | 0.60% | 1.01% | 1.45% | Beats 20% | 504 / 629 | |
| Return on Equity | 3.78% | 5.38% | 9.30% | 13.28% | Beats 17% | 519 / 629 | |
| Net Interest Margin | 3.77% | 3.03% | 3.54% | 4.05% | Beats 61% | 243 / 629 | |
| Efficiency Ratio | 81.11% | 58.35% | 67.79% | 79.08% | Beats 22% | 489 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 100% | 81 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 14.18% | 11.24% | 13.84% | 18.77% | Beats 53% | 297 / 629 | |
| Total Risk-Based Capital Ratio | 14.18% | 11.58% | 14.43% | 19.66% | Beats 48% | 330 / 629 | |
| Equity / Assets | 13.46% | 9.09% | 10.65% | 13.80% | Beats 73% | 172 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 100.40% | 67.24% | 80.90% | 93.48% | 87th pctl | 77 / 594 | |
| Loans / Assets | 82.75% | 53.31% | 67.71% | 78.15% | 87th pctl | 81 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |