Triad Business Bank
Greensboro, NC · Cert 59188 · Peer group: banks under $1B in assets (n=581-629)
State charter, non-member · FDIC · 3 branches
Q2 2026
$536.0MAssets
$411.0MLoans
$477.1MDeposits
$50.8MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 32% of banks under $1B in assets (rank 430 of 629).
- Widest gap: return on assets trails 90% of banks under $1B in assets (rank 568 of 629).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.18%
Rank 568 of 629
Net Interest Margin
2.59%
Rank 557 of 629
Efficiency Ratio
88.37%
Rank 540 of 629
Equity / Assets
9.48%
Rank 430 of 629
Non-interest income vs. expense
Unfavorable gap of $12.4M · efficiency ratio beats 14% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.60% | 1.01% | 1.45% | Beats 10% | 568 / 629 | |
| Return on Equity | 1.90% | 5.38% | 9.30% | 13.28% | Beats 12% | 554 / 629 | |
| Net Interest Margin | 2.59% | 3.03% | 3.54% | 4.05% | Beats 11% | 557 / 629 | |
| Efficiency Ratio | 88.37% | 58.35% | 67.79% | 79.08% | Beats 14% | 540 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.38% | 0.09% | 0.46% | 1.20% | Beats 21% | 462 / 581 | |
| Net Charge-Offs / Loans | 0.08% | n/a | 0.01% | 0.06% | Beats 22% | 454 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 11.54% | 11.24% | 13.84% | 18.77% | Beats 28% | 452 / 629 | |
| Total Risk-Based Capital Ratio | 12.29% | 11.58% | 14.43% | 19.66% | Beats 31% | 431 / 629 | |
| Equity / Assets | 9.48% | 9.09% | 10.65% | 13.80% | Beats 32% | 430 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 86.14% | 67.24% | 80.90% | 93.48% | 61st pctl | 231 / 594 | |
| Loans / Assets | 76.67% | 53.31% | 67.71% | 78.15% | 71st pctl | 182 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |