Trustar Bank
Great Falls, VA · Cert 59183 · Peer group: banks $1B-$10B in assets (n=311-317) · Trustar Bankshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$1.1BAssets
$950.1MLoans
$970.4MDeposits
$107.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets (rank 18 of 311).
- Widest gap: return on assets trails 88% of banks $1B-$10B in assets (rank 279 of 317).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.66%
Rank 279 of 317
Net Interest Margin
3.06%
Rank 239 of 317
Efficiency Ratio
65.57%
Rank 222 of 317
Equity / Assets
9.42%
Rank 216 of 317
Non-interest income vs. expense
Unfavorable gap of $23.0M · efficiency ratio beats 30% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.93% | 1.22% | 1.51% | Beats 12% | 279 / 317 | | |
| Return on Equity | 7.04% | 8.63% | 11.43% | 14.48% | Beats 16% | 267 / 317 | | |
| Net Interest Margin | 3.06% | 3.06% | 3.45% | 3.83% | Beats 25% | 239 / 317 | | |
| Efficiency Ratio | 65.57% | 51.90% | 59.69% | 67.53% | Beats 30% | 222 / 317 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.24% | 0.51% | 1.14% | Beats 63% | 115 / 311 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.12% | Beats 100% | 18 / 311 | | |
| Capital |
| Tier 1 Capital Ratio | 11.34% | 11.75% | 13.15% | 15.30% | Beats 20% | 255 / 317 | | |
| Total Risk-Based Capital Ratio | 12.44% | 12.63% | 14.21% | 16.26% | Beats 23% | 244 / 317 | | |
| Equity / Assets | 9.42% | 9.06% | 10.32% | 11.95% | Beats 32% | 216 / 317 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.91% | 76.63% | 88.04% | 95.67% | 81st pctl | 60 / 312 | | |
| Loans / Assets | 83.10% | 65.41% | 74.05% | 79.71% | 86th pctl | 45 / 317 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |