Trustar Bank
Great Falls, VA · Cert 59183 · Peer group: banks $1B-$10B in assets (n=322-328) · Trustar Bankshares Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$1.1BAssets
$950.1MLoans
$970.4MDeposits
$107.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets (rank 18 of 322).
- Widest gap: return on assets trails 88% of banks $1B-$10B in assets (rank 288 of 328).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.66%
Rank 288 of 328
Net Interest Margin
3.06%
Rank 243 of 328
Efficiency Ratio
65.57%
Rank 232 of 328
Equity / Assets
9.42%
Rank 226 of 328
Non-interest income vs. expense
Unfavorable gap of $23.0M · efficiency ratio beats 30% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.91% | 1.22% | 1.52% | Beats 12% | 288 / 328 | | |
| Return on Equity | 7.04% | 8.43% | 11.45% | 14.43% | Beats 16% | 276 / 328 | | |
| Net Interest Margin | 3.06% | 3.03% | 3.45% | 3.83% | Beats 26% | 243 / 328 | | |
| Efficiency Ratio | 65.57% | 51.61% | 59.56% | 67.53% | Beats 30% | 232 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.24% | 0.51% | 1.03% | Beats 63% | 121 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 100% | 18 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.34% | 11.75% | 13.15% | 15.47% | Beats 19% | 265 / 328 | | |
| Total Risk-Based Capital Ratio | 12.44% | 12.63% | 14.15% | 16.46% | Beats 23% | 251 / 328 | | |
| Equity / Assets | 9.42% | 9.15% | 10.33% | 12.01% | Beats 31% | 226 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 97.91% | 76.63% | 87.92% | 95.36% | 81st pctl | 61 / 323 | | |
| Loans / Assets | 83.10% | 65.18% | 74.15% | 79.98% | 85th pctl | 48 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |