Anchorage, AK · Charter 5913
NCUA · 87 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.06% | 0.24% | 0.41% | 0.42% | 0.48% | +42 bps | |
| Return on Equity | 0.63% | 2.59% | 4.31% | 4.39% | 4.92% | +430 bps | |
| Net Interest Margin | 3.08% | 3.19% | 3.27% | 3.39% | 3.40% | +32 bps | |
| Efficiency Ratio | 83.24% | 80.57% | 80.61% | 79.07% | 77.88% | -537 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 14.75% | 13.80% | 12.14% | 10.70% | -0.37% | -1,512 bps | |
| Loan Growth (YoY) | 11.81% | 9.23% | 9.80% | 8.59% | -2.71% | -1,452 bps | |
| Share Growth (YoY) | 15.21% | 16.98% | 13.83% | 12.15% | -0.15% | -1,536 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.15% | 1.28% | 1.43% | 1.23% | 1.42% | +27 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.22% | 9.38% | 9.55% | 9.67% | 9.70% | +48 bps | |
| Net Worth / Assets | 9.22% | 9.38% | 9.55% | 9.67% | 9.70% | +48 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 95.79% | 91.54% | 93.01% | 92.31% | 93.33% | -246 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |