Infinity Bank
Santa Ana, CA · Cert 59098 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28) · Infinity Bcorp
State charter, non-member · FDIC · 1 branch
Q2 2026
$359.5MAssets
$255.1MLoans
$310.5MDeposits
$43.0MEquity
Executive Summary
- Strongest standing: return on equity outperforms 89% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 3 of 28).
- Widest gap: net charge-offs / loans trails 81% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 23 of 27).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.52%
Rank 5 of 28
Net Interest Margin
5.66%
Rank 3 of 28
Efficiency Ratio
57.07%
Rank 9 of 28
Equity / Assets
11.97%
Rank 21 of 28
Non-interest income vs. expense
Unfavorable gap of $10.8M · efficiency ratio beats 71% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.52% | 0.39% | 0.81% | 1.45% | Beats 82% | 5 / 28 | | |
| Return on Equity | 12.70% | 2.58% | 5.09% | 9.10% | Beats 89% | 3 / 28 | | |
| Net Interest Margin | 5.66% | 3.22% | 3.68% | 4.12% | Beats 89% | 3 / 28 | | |
| Efficiency Ratio | 57.07% | 56.77% | 70.25% | 85.37% | Beats 71% | 9 / 28 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.95% | n/a | 0.26% | 1.61% | Beats 33% | 19 / 27 | | |
| Net Charge-Offs / Loans | 0.10% | n/a | n/a | 0.02% | Beats 19% | 23 / 27 | | |
| Capital |
| Tier 1 Capital Ratio | 15.31% | 13.70% | 16.46% | 19.75% | Beats 29% | 20 / 28 | | |
| Total Risk-Based Capital Ratio | 17.94% | 14.96% | 17.60% | 20.63% | Beats 57% | 12 / 28 | | |
| Equity / Assets | 11.97% | 11.97% | 15.41% | 17.42% | Beats 25% | 21 / 28 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.18% | 84.00% | 97.95% | 102.47% | 21st pctl | 22 / 28 | | |
| Loans / Assets | 70.97% | 69.18% | 76.59% | 81.19% | 32nd pctl | 19 / 28 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |