Key National Trust Company of Delaware
Wilmington, DE · Cert 59069 · Peer group: banks under $1B in assets (n=629)
FDIC
Q2 2026
$9.9MAssets
$0KLoans
$0KDeposits
$9.7MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of banks under $1B in assets (rank 8 of 629).
- Widest gap: net interest margin trails 100% of banks under $1B in assets (rank 627 of 629).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
9.12%
Rank 25 of 629
Net Interest Margin
0.10%
Rank 627 of 629
Efficiency Ratio
38.89%
Rank 21 of 629
Equity / Assets
98.06%
Rank 5 of 629
Non-interest income vs. expense
Favorable gap of $1.2M · efficiency ratio beats 97% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 9.12% | 0.60% | 1.01% | 1.45% | Beats 96% | 25 / 629 | |
| Return on Equity | 9.30% | 5.38% | 9.30% | 13.28% | Beats 50% | 315 / 629 | |
| Net Interest Margin | 0.10% | 3.03% | 3.54% | 4.05% | Beats 0% | 627 / 629 | |
| Efficiency Ratio | 38.89% | 58.35% | 67.79% | 79.08% | Beats 97% | 21 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 468% | 11.24% | 13.84% | 18.77% | Beats 99% | 8 / 629 | |
| Total Risk-Based Capital Ratio | 468% | 11.58% | 14.43% | 19.66% | Beats 99% | 8 / 629 | |
| Equity / Assets | 98.06% | 9.09% | 10.65% | 13.80% | Beats 99% | 5 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |