NBH Bank
Greenwood Village, CO · Cert 59052 · Peer group: banks over $10B in assets (n=142-144) · National Bank Holdings Corp.
State charter, Fed member · FED · 1 affiliate bank · 92 branches (93 in holding)
Q2 2026
$12.5BAssets
$9.8BLoans
$10.6BDeposits
$1.7BEquity
Executive Summary
- Strongest standing: net interest margin outperforms 78% of banks over $10B in assets (rank 31 of 144).
- Widest gap: efficiency ratio trails 86% of banks over $10B in assets (rank 125 of 144).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.01%
Rank 105 of 144
Net Interest Margin
3.73%
Rank 31 of 144
Efficiency Ratio
67.86%
Rank 125 of 144
Equity / Assets
13.26%
Rank 31 of 144
Non-interest income vs. expense
Unfavorable gap of $278.6M · efficiency ratio beats 14% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.01% | 1.00% | 1.26% | 1.54% | Beats 27% | 105 / 144 | | |
| Return on Equity | 7.64% | 8.98% | 11.34% | 14.40% | Beats 17% | 119 / 144 | | |
| Net Interest Margin | 3.73% | 2.82% | 3.31% | 3.68% | Beats 78% | 31 / 144 | | |
| Efficiency Ratio | 67.86% | 49.42% | 56.02% | 62.41% | Beats 14% | 125 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.48% | 0.73% | 1.07% | Beats 61% | 57 / 142 | | |
| Net Charge-Offs / Loans | 0.15% | 0.05% | 0.11% | 0.22% | Beats 39% | 87 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 12.27% | 12.07% | 12.98% | 14.92% | Beats 33% | 96 / 144 | | |
| Total Risk-Based Capital Ratio | 13.39% | 13.39% | 14.14% | 16.25% | Beats 25% | 108 / 144 | | |
| Equity / Assets | 13.26% | 9.69% | 11.39% | 12.96% | Beats 78% | 31 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.81% | 75.72% | 84.92% | 91.56% | 80th pctl | 29 / 143 | | |
| Loans / Assets | 78.13% | 59.83% | 69.07% | 74.80% | 85th pctl | 21 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |