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Stifel Trust Company Delaware, National Association

Greenville, DE · Cert 59043 · Stifel Financial Corp.

National charter · OCC · 3 affiliate banks · 1 branch (6 in holding)

Q2 2026

$329.5MAssets
$0KLoans
$302.1MDeposits
$25.5MEquity
Deposit mix
100%Interest-bearing $302.1M0%Noninterest $0.0MQ2 2025Q2 2026

NIM

4.54%Q2 ’243.64%Q2 ’253.66%Q2 ’26-18%+24%

Non-interest income vs. expense

1.62%Q2 ’241.44%Q2 ’251.49%Q2 ’26+14%-16%

Financial Results

Return on Assets (YTD, annualized)

2.79%+43 bps YoY

Net Interest Margin (YTD, annualized)

3.52%+68 bps YoY

Efficiency Ratio (YTD, annualized)

27.34%-345 bps YoY

Tier 1 Leverage Ratio

11.44%-14 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Return on Assets2.36%2.48%2.48%2.77%2.79%+43 bps
Net Interest Margin2.85%2.99%3.08%3.48%3.52%+68 bps
Non-Interest Burden-0.38%-0.40%-0.41%-0.43%-0.44%-6 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Tier 1 Leverage Ratio11.58%12.12%11.92%11.86%11.44%-14 bps
Equity / Assets7.42%8.02%7.84%8.22%7.73%+31 bps
Liquid Assets / Assets55.87%61.24%63.64%63.92%63.63%+776 bps