New York, NY · Cert 59037
FDIC
Q4 2016
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 92.11% | 91.67% | 74.58% | 119.34% | 104.23% | +1,212 bps | |
| Return on Equity | 122.02% | 125.07% | 96.20% | 152.83% | 169.51% | +4,749 bps | |
| Net Interest Margin | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Efficiency Ratio | 63.61% | 59.63% | 58.60% | 36.49% | 52.75% | -1,085 bps | |
| Non-Interest Burden | -153.99% | -164.92% | -143.68% | -246% | -214% | -5,961 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -49.35% | -22.64% | -22.55% | -27.91% | 19.96% | +6,931 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 68.41% | 90.93% | 99.75% | 76.38% | 61.88% | -653 bps | |
| Total Risk-Based Capital | 211% | 148.98% | 335% | 194.49% | 133.99% | -7,723 bps | |
| Equity / Assets | 77.82% | 70.31% | 84.31% | 70.36% | 51.90% | -2,592 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |