PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Brown Brothers Harriman Trust Company of Delaware, NA

Wilmington, DE · Cert 59025

FDIC

Q2 2026

$14.9MAssets
$0KLoans
$0KDeposits
$9.9MEquity

Executive Summary

  • Earnings: ROA of 34.24%, down 32 bps year over year; NIM at 2.56%.
  • Capital: tier 1 leverage ratio of 60.00%, down 215 bps from a year ago.

Return on Assets (YTD, annualized)

34.24%-32 bps YoY

Net Interest Margin (YTD, annualized)

2.56%+60 bps YoY

Efficiency Ratio (YTD, annualized)

69.11%-96 bps YoY

Tier 1 Leverage Ratio

60.00%-215 bps YoY

NIM

2.03%Q2 ’241.97%Q2 ’252.56%Q2 ’26-3%+30%

Non-interest income vs. expense

139.97%Q2 ’24117.93%Q2 ’25110.87%Q2 ’26+5%+3%

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets34.05%36.89%28.92%34.56%31.76%34.46%32.71%34.24%-32 bps
Return on Equity58.16%68.60%65.92%68.27%58.21%68.35%76.67%68.90%+63 bps
Net Interest Margin1.83%1.76%1.45%1.97%2.01%1.99%2.48%2.56%+60 bps
Efficiency Ratio70.99%69.19%71.44%70.08%71.22%70.20%69.11%69.11%-96 bps
Non-Interest Burden-48.15%-46.11%-42.45%-48.39%-47.99%-45.08%-43.22%-46.99%+140 bps
Growth
Asset Growth (YoY)12.74%15.88%9.90%7.55%2.20%5.30%4.28%0.10%-745 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio71.37%40.49%49.79%62.15%70.26%39.10%46.54%60.00%-215 bps
Total Risk-Based Capital71.37%40.49%49.79%62.15%70.26%39.10%46.54%60.00%-215 bps
Equity / Assets67.30%38.01%50.46%66.42%66.36%36.30%49.89%66.90%+48 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/a0.00%0.00%0.00%n/an/a