PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Brown Brothers Harriman Trust Company of Delaware, NA

Wilmington, DE · Cert 59025

FDIC

Q2 2026

$14.9MAssets
$0KLoans
$0KDeposits
$9.9MEquity

Executive Summary

  • Earnings: ROA of 36.02%, down 501 bps year over year; NIM at 2.39%.
  • Capital: tier 1 leverage ratio of 60.00%, down 215 bps from a year ago.

Return on Assets (quarter, annualized)

36.02%-501 bps YoY

Net Interest Margin (quarter, annualized)

2.39%-3 bps YoY

Efficiency Ratio (quarter, annualized)

69.11%+28 bps YoY

Tier 1 Leverage Ratio

60.00%-215 bps YoY

NIM

2.16%Q2 ’242.42%Q2 ’252.39%Q2 ’26+12%-1%

Non-interest income vs. expense

140.68%Q2 ’24121.07%Q2 ’25109.00%Q2 ’26-17%+12%

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets39.80%45.36%28.92%41.03%27.54%43.57%32.71%36.02%-501 bps
Return on Equity59.03%87.72%65.92%70.67%41.49%86.88%76.67%62.31%-836 bps
Net Interest Margin1.84%2.20%1.45%2.42%2.03%2.70%2.48%2.39%-3 bps
Efficiency Ratio67.75%64.25%71.44%68.83%73.43%67.62%69.11%69.11%+28 bps
Non-Interest Burden-53.14%-57.13%-42.45%-52.40%-45.35%-55.18%-43.22%-46.33%+607 bps
Growth
Asset Growth (YoY)12.74%15.88%9.90%7.55%2.20%5.30%4.28%0.10%-745 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio71.37%40.49%49.79%62.15%70.26%39.10%46.54%60.00%-215 bps
Total Risk-Based Capital71.37%40.49%49.79%62.15%70.26%39.10%46.54%60.00%-215 bps
Equity / Assets67.30%38.01%50.46%66.42%66.36%36.30%49.89%66.90%+48 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/a0.00%0.00%0.00%n/an/a