Springfield, IL · Cert 59021
FDIC
Q4 2009
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q4 2009 | YoY Δ | Trend |
|---|---|---|---|
| Earnings | |||
| Return on Assets | 0.66%1 | n/a | n/a |
| Return on Equity | n/a | n/a | n/a |
| Net Interest Margin | -0.05% | n/a | n/a |
| Efficiency Ratio | 231% | n/a | n/a |
| Non-Interest Burden | -0.01% | n/a | n/a |
| Growth | |||
| Asset Growth (YoY) | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a |
| Asset Quality | |||
| Nonperforming Loans / Loans | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a |
| Capital | |||
| Tier 1 Leverage Ratio | n/a | n/a | n/a |
| Total Risk-Based Capital | -124.33% | n/a | n/a |
| Equity / Assets | -23.42% | n/a | n/a |
| Liquidity & Funding | |||
| Loans / Deposits | 0.00% | n/a | n/a |
| Liquid Assets / Assets | 0.12% | n/a | n/a |
| CRE / Total Capital | n/a | n/a | n/a |