Overland Park, KS · Cert 59015
FDIC
Q3 2011
Board Package
Performance Trends and Peer Comparison
Quarter: Q3 2011, the quarter ended September 30, 2011, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Overland Park, KS · Cert 59015
FDIC
Q3 2011
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q4 2010 | Q1 2011 | Q2 2011 | Q3 2011 | YoY Δ | Trend |
|---|---|---|---|---|---|---|
| Earnings | ||||||
| Return on Assets | 2.21% | 1.37% | 1.03% | 0.76% | n/a | |
| Return on Equity | n/a | 9.10% | 6.73% | 4.90% | n/a | |
| Net Interest Margin | 0.86% | 4.14% | 3.98% | 4.16% | n/a | |
| Efficiency Ratio | 10.45% | 46.77% | 46.98% | 56.42% | n/a | |
| Non-Interest Burden | -2.49% | 1.43% | 1.58% | 2.34% | n/a | |
| Growth | ||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | ||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | n/a | |
| Net Charge-Offs / Loans | 0.00% | 0.71% | 1.52% | 1.11% | n/a | |
| Allowance / Loans | 0.00% | 0.07% | 0.09% | 0.17% | n/a | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 76.74% | 84.53% | 83.92% | 99.38% | n/a | |
| Equity / Assets | 14.73% | 15.31% | 15.75% | 16.61% | n/a | |
| Liquidity & Funding | ||||||
| Loans / Deposits | 64.17% | 60.63% | 56.26% | 53.78% | n/a | |
| Liquid Assets / Assets | 5.30% | 8.82% | 11.56% | 21.13% | n/a | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a |