Bankunited, National Association
Miami Lakes, FL · Cert 58979 · Peer group: banks over $10B in assets (n=142-144) · Bankunited Inc.
National charter · OCC · 57 branches
Q2 2026
$34.9BAssets
$23.9BLoans
$29.1BDeposits
$3.2BEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 53% of banks over $10B in assets (rank 68 of 144).
- Widest gap: nonperforming loans / loans trails 91% of banks over $10B in assets (rank 130 of 142).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
0.87%
Rank 125 of 144
Net Interest Margin
2.92%
Rank 102 of 144
Efficiency Ratio
57.73%
Rank 85 of 144
Equity / Assets
9.13%
Rank 115 of 144
Non-interest income vs. expense
Unfavorable gap of $554.7M · efficiency ratio beats 42% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 1.00% | 1.26% | 1.54% | Beats 13% | 125 / 144 | | |
| Return on Equity | 9.55% | 8.98% | 11.34% | 14.40% | Beats 33% | 96 / 144 | | |
| Net Interest Margin | 2.92% | 2.82% | 3.31% | 3.68% | Beats 29% | 102 / 144 | | |
| Efficiency Ratio | 57.73% | 49.42% | 56.02% | 62.41% | Beats 42% | 85 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.69% | 0.48% | 0.73% | 1.07% | Beats 9% | 130 / 142 | | |
| Net Charge-Offs / Loans | 0.20% | 0.05% | 0.11% | 0.22% | Beats 29% | 102 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 13.01% | 12.07% | 12.98% | 14.92% | Beats 53% | 68 / 144 | | |
| Total Risk-Based Capital Ratio | 13.90% | 13.39% | 14.14% | 16.25% | Beats 39% | 88 / 144 | | |
| Equity / Assets | 9.13% | 9.69% | 11.39% | 12.96% | Beats 20% | 115 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.27% | 75.72% | 84.92% | 91.56% | 40th pctl | 86 / 143 | | |
| Loans / Assets | 68.64% | 59.83% | 69.07% | 74.80% | 45th pctl | 79 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |