PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Ice US Trust LLC

New York, NY · Cert 58977

FDIC

Q2 2011

$9.6BAssets
n/aLoans
n/aDeposits
$68.6MEquity

Executive Summary

  • Earnings: ROA of 0.05%, up 1 bps year over year; NIM at 0.00%.

Return on Assets (YTD, annualized)

0.05%+1 bps YoY

Net Interest Margin (YTD, annualized)

0.00%0 bps YoY

Efficiency Ratio (YTD, annualized)

91.02%-243 bps YoY

Tier 1 Leverage Ratio

n/a
n/a

NIM

0.00%Q2 ’090.00%Q2 ’100.00%Q2 ’11

Non-interest income vs. expense

0.40%Q2 ’090.46%Q2 ’100.48%Q2 ’11-192%-48%

Year to date, annualized, through each quarter.

MetricQ3 2009Q4 2009Q1 2010Q2 2010Q3 2010Q4 2010Q1 2011Q2 2011YoY ΔTrend
Earnings
Return on Assets0.03%0.00%0.02%0.04%0.06%0.05%0.03%0.05%+1 bps
Return on Equityn/an/a2.33%5.82%9.06%7.16%4.12%6.50%+67 bps
Net Interest Margin0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Efficiency Ratio93.32%100.12%96.95%93.45%88.96%91.08%94.45%91.02%-243 bps
Non-Interest Burden-0.03%0.00%-0.02%-0.03%-0.05%-0.05%-0.03%-0.05%-2 bps
Growth
Asset Growth (YoY)n/an/a1056%30.22%69.15%32.37%19.67%-0.61%-3,084 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capital4.15%3.57%480%623%1290%1168%510%616%-627 bps
Equity / Assets0.83%0.72%0.68%0.48%0.63%0.77%0.85%0.71%+23 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a