Genubank
Las Vegas, NV · Cert 58806 · Peer group: banks under $1B in assets (n=573-620) · JBNV Holding Corp.
State charter, non-member · FDIC · 3 branches
Q2 2026
$253.2MAssets
$152.5MLoans
$204.7MDeposits
$43.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 162 of 573).
- Widest gap: efficiency ratio trails 90% of banks under $1B in assets (rank 561 of 620).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.29%
Rank 539 of 620
Net Interest Margin
3.60%
Rank 279 of 620
Efficiency Ratio
93.67%
Rank 561 of 620
Equity / Assets
17.08%
Rank 101 of 620
Non-interest income vs. expense
Unfavorable gap of $7.7M · efficiency ratio beats 10% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.60% | 1.00% | 1.45% | Beats 13% | 539 / 620 | | |
| Return on Equity | 1.69% | 5.30% | 9.30% | 13.29% | Beats 11% | 551 / 620 | | |
| Net Interest Margin | 3.60% | 3.02% | 3.53% | 4.04% | Beats 55% | 279 / 620 | | |
| Efficiency Ratio | 93.67% | 58.35% | 68.08% | 79.37% | Beats 10% | 561 / 620 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.09% | 0.47% | 1.27% | Beats 40% | 344 / 573 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 162 / 573 | | |
| Capital |
| Tier 1 Capital Ratio | 15.93% | 11.27% | 13.87% | 18.78% | Beats 64% | 226 / 620 | | |
| Total Risk-Based Capital Ratio | 15.93% | 11.69% | 14.57% | 19.67% | Beats 60% | 249 / 620 | | |
| Equity / Assets | 17.08% | 9.03% | 10.60% | 13.73% | Beats 84% | 101 / 620 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.52% | 65.08% | 79.69% | 92.47% | 40th pctl | 353 / 585 | | |
| Loans / Assets | 60.23% | 51.85% | 67.17% | 77.86% | 37th pctl | 393 / 620 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |