Genubank
Las Vegas, NV · Cert 58806 · Peer group: banks under $1B in assets (n=581-629) · JBNV Holding Corp.
State charter, non-member · FDIC · 3 branches
Q2 2026
$253.2MAssets
$152.5MLoans
$204.7MDeposits
$43.3MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: efficiency ratio trails 90% of banks under $1B in assets (rank 568 of 629).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.29%
Rank 549 of 629
Net Interest Margin
3.60%
Rank 290 of 629
Efficiency Ratio
93.67%
Rank 568 of 629
Equity / Assets
17.08%
Rank 105 of 629
Non-interest income vs. expense
Unfavorable gap of $7.7M · efficiency ratio beats 10% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.60% | 1.01% | 1.45% | Beats 13% | 549 / 629 | | |
| Return on Equity | 1.69% | 5.38% | 9.30% | 13.28% | Beats 11% | 559 / 629 | | |
| Net Interest Margin | 3.60% | 3.03% | 3.54% | 4.05% | Beats 54% | 290 / 629 | | |
| Efficiency Ratio | 93.67% | 58.35% | 67.79% | 79.08% | Beats 10% | 568 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.09% | 0.46% | 1.20% | Beats 39% | 353 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 15.93% | 11.24% | 13.84% | 18.77% | Beats 64% | 225 / 629 | | |
| Total Risk-Based Capital Ratio | 15.93% | 11.58% | 14.43% | 19.66% | Beats 61% | 247 / 629 | | |
| Equity / Assets | 17.08% | 9.09% | 10.65% | 13.80% | Beats 83% | 105 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.52% | 67.24% | 80.90% | 93.48% | 38th pctl | 369 / 594 | | |
| Loans / Assets | 60.23% | 53.31% | 67.71% | 78.15% | 35th pctl | 410 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |