Clayton, MO · Cert 58796 · Parkside Financial Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · St. Louis, MO-IL · 2026 SOD (annual) · 0.6% share · #29 of 111 inst. · $0.9B of $141.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.89% | 1.20% | 1.46% | 1.46% | 1.37% | +48 bps | |
| Return on Equity | 8.05% | 10.55% | 12.46% | 11.64% | 10.81% | +276 bps | |
| Net Interest Margin | 3.88% | 3.87% | 4.12% | 4.20% | 4.30% | +42 bps | |
| Efficiency Ratio | 71.69% | 64.08% | 62.40% | 65.26% | 66.08% | -561 bps | |
| Non-Interest Burden | 2.40% | 1.94% | 1.98% | 2.15% | 2.26% | -14 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.67% | 3.81% | -6.90% | -5.17% | 3.61% | +294 bps | |
| Loan Growth (YoY) | 1.28% | 4.10% | 7.78% | 6.74% | 10.68% | +940 bps | |
| Deposit Growth (YoY) | 2.15% | 2.98% | -9.09% | -6.98% | 3.09% | +94 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.19% | 0.00% | 0.00% | 0.00% | 0.00% | -19 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.81% | 1.87% | 1.83% | 1.92% | 1.92% | +11 bps | |
| Allowance Coverage of NPLs | 9.6x | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 11.52% | 12.01% | 12.14% | 13.01% | 12.98% | +145 bps | |
| Total Risk-Based Capital | 13.81% | 14.23% | 13.99% | 14.38% | 14.25% | +43 bps | |
| Equity / Assets | 11.51% | 11.15% | 12.39% | 12.68% | 12.60% | +108 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 91.54% | 84.20% | 95.87% | 96.42% | 98.28% | +674 bps | |
| Liquid Assets / Assets | 7.20% | 16.54% | 6.98% | 6.68% | 5.42% | -179 bps | |
| CRE / Total Capital | n/a | 262% | 270% | 276% | n/a | n/a | |