Parkside Financial Bank and Trust
Clayton, MO · Cert 58796 · Peer group: banks $1B-$10B in assets (n=322-328) · Parkside Financial Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$1.1BAssets
$907.5MLoans
$923.3MDeposits
$136.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks $1B-$10B in assets (rank 8 of 322).
- Widest gap: efficiency ratio trails 71% of banks $1B-$10B in assets (rank 233 of 328).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.38%
Rank 113 of 328
Net Interest Margin
4.19%
Rank 43 of 328
Efficiency Ratio
65.68%
Rank 233 of 328
Equity / Assets
12.60%
Rank 62 of 328
Non-interest income vs. expense
Unfavorable gap of $23.3M · efficiency ratio beats 29% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 0.91% | 1.22% | 1.52% | Beats 66% | 113 / 328 | | |
| Return on Equity | 10.94% | 8.43% | 11.45% | 14.43% | Beats 45% | 181 / 328 | | |
| Net Interest Margin | 4.19% | 3.03% | 3.45% | 3.83% | Beats 87% | 43 / 328 | | |
| Efficiency Ratio | 65.68% | 51.61% | 59.56% | 67.53% | Beats 29% | 233 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.51% | 1.03% | Beats 100% | 8 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 100% | 18 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 12.99% | 11.75% | 13.15% | 15.47% | Beats 48% | 171 / 328 | | |
| Total Risk-Based Capital Ratio | 14.25% | 12.63% | 14.15% | 16.46% | Beats 52% | 159 / 328 | | |
| Equity / Assets | 12.60% | 9.15% | 10.33% | 12.01% | Beats 81% | 62 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.28% | 76.63% | 87.92% | 95.36% | 81st pctl | 60 / 323 | | |
| Loans / Assets | 83.98% | 65.18% | 74.15% | 79.98% | 88th pctl | 39 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |