Northwest Bank
Boise, ID · Cert 58752 · Peer group: banks $1B-$10B in assets (n=322-328) · Gwy LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
$1.5BAssets
$863.2MLoans
$1.1BDeposits
$234.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 96% of banks $1B-$10B in assets (rank 14 of 328).
- Widest gap: nonperforming loans / loans trails 98% of banks $1B-$10B in assets (rank 318 of 322).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.44%
Rank 98 of 328
Net Interest Margin
4.50%
Rank 27 of 328
Efficiency Ratio
55.10%
Rank 117 of 328
Equity / Assets
16.10%
Rank 14 of 328
Non-interest income vs. expense
Unfavorable gap of $32.9M · efficiency ratio beats 65% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.91% | 1.22% | 1.52% | Beats 70% | 98 / 328 | |
| Return on Equity | 8.93% | 8.43% | 11.45% | 14.43% | Beats 29% | 234 / 328 | |
| Net Interest Margin | 4.50% | 3.03% | 3.45% | 3.83% | Beats 92% | 27 / 328 | |
| Efficiency Ratio | 55.10% | 51.61% | 59.56% | 67.53% | Beats 65% | 117 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.79% | 0.24% | 0.51% | 1.03% | Beats 2% | 318 / 322 | |
| Net Charge-Offs / Loans | 0.45% | 0.01% | 0.03% | 0.10% | Beats 7% | 300 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 16.57% | 11.75% | 13.15% | 15.47% | Beats 82% | 58 / 328 | |
| Total Risk-Based Capital Ratio | 16.57% | 12.63% | 14.15% | 16.46% | Beats 77% | 77 / 328 | |
| Equity / Assets | 16.10% | 9.15% | 10.33% | 12.01% | Beats 96% | 14 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 78.43% | 76.63% | 87.92% | 95.36% | 28th pctl | 233 / 323 | |
| Loans / Assets | 59.38% | 65.18% | 74.15% | 79.98% | 17th pctl | 273 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |