Northwest Bank
Boise, ID · Cert 58752 · Peer group: banks $1B-$10B in assets (n=313-319) · Gwy LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
$1.5BAssets
$863.2MLoans
$1.1BDeposits
$234.0MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 96% of banks $1B-$10B in assets (rank 14 of 319).
- Widest gap: nonperforming loans / loans trails 99% of banks $1B-$10B in assets (rank 310 of 313).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.44%
Rank 96 of 319
Net Interest Margin
4.50%
Rank 28 of 319
Efficiency Ratio
55.10%
Rank 108 of 319
Equity / Assets
16.10%
Rank 14 of 319
Non-interest income vs. expense
Unfavorable gap of $32.9M · efficiency ratio beats 66% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.91% | 1.21% | 1.53% | Beats 70% | 96 / 319 | |
| Return on Equity | 8.93% | 8.49% | 11.44% | 14.57% | Beats 28% | 230 / 319 | |
| Net Interest Margin | 4.50% | 3.06% | 3.43% | 3.81% | Beats 91% | 28 / 319 | |
| Efficiency Ratio | 55.10% | 51.90% | 59.57% | 67.64% | Beats 66% | 108 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.79% | 0.25% | 0.54% | 1.18% | Beats 1% | 310 / 313 | |
| Net Charge-Offs / Loans | 0.45% | 0.01% | 0.04% | 0.12% | Beats 8% | 288 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 16.57% | 11.74% | 12.99% | 15.28% | Beats 83% | 53 / 319 | |
| Total Risk-Based Capital Ratio | 16.57% | 12.61% | 14.01% | 16.23% | Beats 78% | 70 / 319 | |
| Equity / Assets | 16.10% | 9.03% | 10.33% | 12.01% | Beats 96% | 14 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 78.43% | 76.76% | 88.16% | 95.43% | 27th pctl | 229 / 314 | |
| Loans / Assets | 59.38% | 65.79% | 74.05% | 79.84% | 16th pctl | 269 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |