Fieldpoint Private Bank & Trust
Greenwich, CT · Cert 58741 · Peer group: banks under $1B in assets (n=581-629) · Fieldpoint Private Holdings
State charter, Fed member · FED · 2 branches
Q2 2026
$867.1MAssets
$619.3MLoans
$781.8MDeposits
$56.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 48% of banks under $1B in assets (rank 307 of 581).
- Widest gap: equity / assets trails 97% of banks under $1B in assets (rank 610 of 629).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
-0.30%
Rank 586 of 629
Net Interest Margin
2.00%
Rank 606 of 629
Efficiency Ratio
118.98%
Rank 599 of 629
Equity / Assets
6.48%
Rank 610 of 629
Non-interest income vs. expense
Unfavorable gap of $22.6M · efficiency ratio beats 5% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.30% | 0.60% | 1.01% | 1.45% | Beats 7% | 586 / 629 | | |
| Return on Equity | -4.68% | 5.38% | 9.30% | 13.28% | Beats 5% | 596 / 629 | | |
| Net Interest Margin | 2.00% | 3.03% | 3.54% | 4.05% | Beats 4% | 606 / 629 | | |
| Efficiency Ratio | 118.98% | 58.35% | 67.79% | 79.08% | Beats 5% | 599 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.93% | 0.09% | 0.46% | 1.20% | Beats 14% | 500 / 581 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 48% | 307 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 10.09% | 11.24% | 13.84% | 18.77% | Beats 12% | 551 / 629 | | |
| Total Risk-Based Capital Ratio | 11.18% | 11.58% | 14.43% | 19.66% | Beats 21% | 499 / 629 | | |
| Equity / Assets | 6.48% | 9.09% | 10.65% | 13.80% | Beats 3% | 610 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.22% | 67.24% | 80.90% | 93.48% | 48th pctl | 310 / 594 | | |
| Loans / Assets | 71.42% | 53.31% | 67.71% | 78.15% | 57th pctl | 269 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |