Texas Security Bank
Dallas, TX · Cert 58739 · Peer group: banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (n=20) · Texas Security Bankshares Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$1.4BAssets
$1.0BLoans
$1.2BDeposits
$119.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 4 of 20).
- Widest gap: equity / assets trails 80% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 16 of 20).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.09%
Rank 11 of 20
Net Interest Margin
3.40%
Rank 11 of 20
Efficiency Ratio
57.50%
Rank 8 of 20
Equity / Assets
8.69%
Rank 16 of 20
Non-interest income vs. expense
Unfavorable gap of $26.1M · efficiency ratio beats 65% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.68% | 1.15% | 1.86% | Beats 45% | 11 / 20 | | |
| Return on Equity | 12.55% | 7.45% | 10.95% | 14.25% | Beats 60% | 8 / 20 | | |
| Net Interest Margin | 3.40% | 2.87% | 3.58% | 4.28% | Beats 45% | 11 / 20 | | |
| Efficiency Ratio | 57.50% | 52.33% | 65.48% | 74.79% | Beats 65% | 8 / 20 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.18% | 0.42% | 1.54% | Beats 60% | 9 / 20 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.14% | Beats 100% | 4 / 20 | | |
| Capital |
| Tier 1 Capital Ratio | 13.35% | 13.35% | 15.71% | 17.39% | Beats 25% | 15 / 20 | | |
| Total Risk-Based Capital Ratio | 14.55% | 14.55% | 16.02% | 18.64% | Beats 25% | 15 / 20 | | |
| Equity / Assets | 8.69% | 9.74% | 11.64% | 13.21% | Beats 20% | 16 / 20 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.86% | 72.63% | 81.14% | 96.60% | 65th pctl | 7 / 20 | | |
| Loans / Assets | 74.20% | 60.26% | 69.54% | 79.68% | 65th pctl | 7 / 20 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |