Omaha, NE · Cert 58727 · 3MV Bcorp Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 2.1% share · #8 of 77 inst. · $0.9B of $42.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.25% | 1.22% | 1.26% | 1.13% | +6 bps | |
| Return on Equity | 9.78% | 10.93% | 10.74% | 11.20% | 10.52% | +74 bps | |
| Net Interest Margin | 3.32% | 3.75% | 3.65% | 3.62% | 3.47% | +15 bps | |
| Efficiency Ratio | 65.60% | 61.28% | 57.44% | 60.85% | 61.60% | -400 bps | |
| Non-Interest Burden | 1.95% | 2.05% | 1.83% | 1.97% | 1.91% | -4 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -9.12% | -1.07% | 0.13% | 3.72% | 21.86% | +3,098 bps | |
| Loan Growth (YoY) | 7.53% | 9.64% | 5.78% | 10.29% | 8.13% | +60 bps | |
| Deposit Growth (YoY) | -13.39% | -5.91% | -4.65% | -0.21% | 25.44% | +3,883 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.05% | 0.09% | 0.43% | 0.50% | 0.51% | +45 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.06% | 0.00% | 0.15% | +13 bps | |
| Allowance / Loans | 1.39% | 1.37% | 1.44% | 1.43% | 1.45% | +6 bps | |
| Allowance Coverage of NPLs | 25.4x | 15.4x | 3.4x | 2.9x | 2.9x | -22.6x | |
| Capital | |||||||
| Tier 1 Leverage Ratio | 10.85% | 11.55% | 10.84% | 11.27% | 10.65% | -19 bps | |
| Total Risk-Based Capital | 12.98% | 13.05% | 12.82% | 13.04% | 13.27% | +29 bps | |
| Equity / Assets | 11.53% | 11.38% | 11.40% | 11.13% | 10.37% | -116 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 104.66% | 101.84% | 102.43% | 101.03% | 90.21% | -1,445 bps | |
| Liquid Assets / Assets | 2.65% | 5.79% | 5.57% | 5.55% | 13.40% | +1,074 bps | |
| CRE / Total Capital | n/a | 451% | 448% | 473% | n/a | n/a | |