Meadows Bank
Las Vegas, NV · Cert 58722 · Peer group: banks $1B-$10B in assets (n=309-319)
State charter, non-member · FDIC · 6 branches
Q1 2026
$1.5BAssets
$1.3BLoans
$1.1BDeposits
$194.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 91% of banks $1B-$10B in assets (rank 28 of 317).
- Widest gap: nonperforming loans / loans trails 77% of banks $1B-$10B in assets (rank 238 of 309).
- Overall: at or above the peer median on 7 of 10 directional measures.
Return on Assets
1.47%
Rank 81 of 317
Net Interest Margin
4.58%
Rank 28 of 317
Efficiency Ratio
58.75%
Rank 142 of 316
Equity / Assets
13.39%
Rank 43 of 317
Non-interest income vs. expense
Unfavorable gap of $36.9M · efficiency ratio beats 55% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.47% | 0.92% | 1.22% | 1.47% | Beats 74% | 81 / 317 | | |
| Return on Equity | 10.95% | 8.58% | 11.63% | 14.43% | Beats 44% | 176 / 317 | | |
| Net Interest Margin | 4.58% | 3.08% | 3.44% | 3.83% | Beats 91% | 28 / 317 | | |
| Efficiency Ratio | 58.75% | 52.59% | 60.06% | 67.45% | Beats 55% | 142 / 316 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.05% | 0.28% | 0.58% | 0.99% | Beats 23% | 238 / 309 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.06% | Beats 71% | 93 / 309 | | |
| Capital |
| Tier 1 Capital Ratio | 13.95% | 11.53% | 12.89% | 15.09% | Beats 63% | 118 / 317 | | |
| Total Risk-Based Capital Ratio | 13.95% | 12.45% | 13.96% | 16.01% | Beats 50% | 160 / 317 | | |
| Equity / Assets | 13.39% | 9.04% | 10.40% | 11.79% | Beats 86% | 43 / 317 | | |
| Liquidity & Funding |
| Loans / Deposits | 121.06% | 77.53% | 87.93% | 95.05% | 98th pctl | 6 / 312 | | |
| Loans / Assets | 89.44% | 65.75% | 74.46% | 79.49% | 98th pctl | 5 / 319 | | |
| Brokered Deposits / Deposits | 2.80% | n/a | 2.48% | 10.10% | Beats 48% | 163 / 311 | | |