Richmond, VA · Cert 58700
FDIC · 1 branch
Q3 2017
Market Position · Richmond, VA · 2017 SOD (annual) · 0.0% share · #31 of 32 inst. · $0.0B of $102.8B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2016 | Q4 2016 | Q1 2017 | Q2 2017 | Q3 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 24.62% | 24.68% | 6.68% | 14.95% | 20.01% | -461 bps | |
| Return on Equity | 28.86% | 27.44% | 7.54% | 16.98% | 21.96% | -690 bps | |
| Net Interest Margin | 1.71% | 0.93% | 1.33% | 1.33% | 1.41% | -30 bps | |
| Efficiency Ratio | 69.06% | 74.36% | 89.46% | 78.71% | 74.09% | +503 bps | |
| Non-Interest Burden | -36.75% | -29.30% | -10.60% | -23.28% | -31.44% | +531 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.89% | 3.05% | 7.39% | -2.12% | 1.63% | +252 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | -100.00% | -10,000 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 90.45% | 91.71% | 89.01% | 82.08% | 91.40% | +96 bps | |
| Total Risk-Based Capital | 206% | 212% | 194.71% | 192.85% | 194.82% | -1,152 bps | |
| Equity / Assets | 89.81% | 90.05% | 87.29% | 88.92% | 93.32% | +351 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | n/a | n/a | |
| Liquid Assets / Assets | 7.22% | 7.93% | 13.51% | 6.52% | 4.31% | -291 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |