Fvcbank
Fairfax, VA · Cert 58696 · Peer group: banks $1B-$10B in assets (n=322-328) · Fvcbankcorp Inc.
State charter, Fed member · FED · 8 branches
Q2 2026
$2.4BAssets
$1.9BLoans
$2.1BDeposits
$279.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 93% of banks $1B-$10B in assets (rank 26 of 322).
- Widest gap: net interest margin trails 57% of banks $1B-$10B in assets (rank 186 of 328).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.35%
Rank 121 of 328
Net Interest Margin
3.36%
Rank 186 of 328
Efficiency Ratio
48.85%
Rank 58 of 328
Equity / Assets
11.84%
Rank 89 of 328
Non-interest income vs. expense
Unfavorable gap of $33.6M · efficiency ratio beats 83% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.91% | 1.22% | 1.52% | Beats 63% | 121 / 328 | | |
| Return on Equity | 11.38% | 8.43% | 11.45% | 14.43% | Beats 48% | 170 / 328 | | |
| Net Interest Margin | 3.36% | 3.03% | 3.45% | 3.83% | Beats 43% | 186 / 328 | | |
| Efficiency Ratio | 48.85% | 51.61% | 59.56% | 67.53% | Beats 83% | 58 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.24% | 0.51% | 1.03% | Beats 45% | 179 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 93% | 26 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 15.41% | 11.75% | 13.15% | 15.47% | Beats 74% | 84 / 328 | | |
| Total Risk-Based Capital Ratio | 16.46% | 12.63% | 14.15% | 16.46% | Beats 75% | 82 / 328 | | |
| Equity / Assets | 11.84% | 9.15% | 10.33% | 12.01% | Beats 73% | 89 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.27% | 76.63% | 87.92% | 95.36% | 67th pctl | 107 / 323 | | |
| Loans / Assets | 80.39% | 65.18% | 74.15% | 79.98% | 77th pctl | 77 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |