Chain Bridge Bank, National Association
Mc Lean, VA · Cert 58595 · Peer group: banks $1B-$10B in assets (n=322-328) · Chain Bridge Bcorp Inc.
National charter · OCC · 1 branch
Q2 2026
$2.2BAssets
$274.3MLoans
$2.0BDeposits
$178.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks $1B-$10B in assets (rank 8 of 322).
- Widest gap: equity / assets trails 93% of banks $1B-$10B in assets (rank 305 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.66%
Rank 64 of 328
Net Interest Margin
3.17%
Rank 220 of 328
Efficiency Ratio
40.43%
Rank 20 of 328
Equity / Assets
8.14%
Rank 305 of 328
Non-interest income vs. expense
Unfavorable gap of $18.9M · efficiency ratio beats 94% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.66% | 0.91% | 1.22% | 1.52% | Beats 80% | 64 / 328 | | |
| Return on Equity | 20.41% | 8.43% | 11.45% | 14.43% | Beats 94% | 21 / 328 | | |
| Net Interest Margin | 3.17% | 3.03% | 3.45% | 3.83% | Beats 33% | 220 / 328 | | |
| Efficiency Ratio | 40.43% | 51.61% | 59.56% | 67.53% | Beats 94% | 20 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.24% | 0.51% | 1.03% | Beats 100% | 8 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 100% | 18 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 48.10% | 11.75% | 13.15% | 15.47% | Beats 97% | 11 / 328 | | |
| Total Risk-Based Capital Ratio | 49.09% | 12.63% | 14.15% | 16.46% | Beats 97% | 11 / 328 | | |
| Equity / Assets | 8.14% | 9.15% | 10.33% | 12.01% | Beats 7% | 305 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 13.67% | 76.63% | 87.92% | 95.36% | 1st pctl | 320 / 323 | | |
| Loans / Assets | 12.51% | 65.18% | 74.15% | 79.98% | 2nd pctl | 320 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |