Riverfront
Wyomissing, PA · Charter 5856 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$320.2MAssets
$237.3MLoans
$292.8MShares
$27.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 58% of credit unions under $1B in assets in PA (rank 31 of 72).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets in PA (rank 69 of 72).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.49%
Rank 59 of 72
Net Interest Margin
3.41%
Rank 43 of 72
Efficiency Ratio
82.40%
Rank 56 of 72
Equity / Assets
8.44%
Rank 69 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.59% | 1.06% | 1.40% | Beats 18% | 59 / 72 | | |
| Return on Equity | 5.83% | 5.27% | 7.11% | 9.91% | Beats 32% | 49 / 72 | | |
| Net Interest Margin | 3.41% | 3.09% | 3.57% | 4.10% | Beats 40% | 43 / 72 | | |
| Efficiency Ratio | 82.40% | 64.37% | 73.67% | 81.63% | Beats 24% | 56 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.20% | 0.58% | 1.09% | Beats 58% | 31 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.44% | 10.74% | 12.96% | 16.84% | Beats 4% | 69 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.44% | 10.74% | 12.96% | 16.84% | Beats 4% | 69 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.05% | 34.39% | 52.54% | 65.98% | 93rd pctl | 5 / 72 | | |
| Loans / Assets | 74.11% | 30.23% | 45.37% | 57.67% | 96th pctl | 3 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |