Bank of Princeton, The
Princeton, NJ · Cert 58513 · Peer group: banks $1B-$10B in assets (n=322-328) · Princeton Bcorp Inc.
State charter, non-member · FDIC · 36 branches
Q2 2026
$2.3BAssets
$1.8BLoans
$1.9BDeposits
$275.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 90% of banks $1B-$10B in assets (rank 34 of 322).
- Widest gap: nonperforming loans / loans trails 73% of banks $1B-$10B in assets (rank 235 of 322).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.24%
Rank 160 of 328
Net Interest Margin
3.57%
Rank 137 of 328
Efficiency Ratio
60.44%
Rank 177 of 328
Equity / Assets
12.22%
Rank 73 of 328
Non-interest income vs. expense
Unfavorable gap of $44.9M · efficiency ratio beats 46% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.24% | 0.91% | 1.22% | 1.52% | Beats 51% | 160 / 328 | |
| Return on Equity | 10.12% | 8.43% | 11.45% | 14.43% | Beats 36% | 210 / 328 | |
| Net Interest Margin | 3.57% | 3.03% | 3.45% | 3.83% | Beats 58% | 137 / 328 | |
| Efficiency Ratio | 60.44% | 51.61% | 59.56% | 67.53% | Beats 46% | 177 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.92% | 0.24% | 0.51% | 1.03% | Beats 27% | 235 / 322 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 90% | 34 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 13.60% | 11.75% | 13.15% | 15.47% | Beats 56% | 143 / 328 | |
| Total Risk-Based Capital Ratio | 14.67% | 12.63% | 14.15% | 16.46% | Beats 58% | 139 / 328 | |
| Equity / Assets | 12.22% | 9.15% | 10.33% | 12.01% | Beats 78% | 73 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 91.30% | 76.63% | 87.92% | 95.36% | 62nd pctl | 122 / 323 | |
| Loans / Assets | 78.72% | 65.18% | 74.15% | 79.98% | 69th pctl | 101 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |