Bank of Princeton, The
Princeton, NJ · Cert 58513 · Peer group: banks $1B-$10B in assets (n=313-319) · Princeton Bcorp Inc.
State charter, non-member · FDIC · 36 branches
Q2 2026
$2.3BAssets
$1.8BLoans
$1.9BDeposits
$275.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 91% of banks $1B-$10B in assets (rank 32 of 313).
- Widest gap: nonperforming loans / loans trails 71% of banks $1B-$10B in assets (rank 222 of 313).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.24%
Rank 154 of 319
Net Interest Margin
3.57%
Rank 134 of 319
Efficiency Ratio
60.44%
Rank 169 of 319
Equity / Assets
12.22%
Rank 70 of 319
Non-interest income vs. expense
Unfavorable gap of $44.9M · efficiency ratio beats 47% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.24% | 0.91% | 1.21% | 1.53% | Beats 52% | 154 / 319 | |
| Return on Equity | 10.12% | 8.49% | 11.44% | 14.57% | Beats 35% | 206 / 319 | |
| Net Interest Margin | 3.57% | 3.06% | 3.43% | 3.81% | Beats 58% | 134 / 319 | |
| Efficiency Ratio | 60.44% | 51.90% | 59.57% | 67.64% | Beats 47% | 169 / 319 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.92% | 0.25% | 0.54% | 1.18% | Beats 29% | 222 / 313 | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.12% | Beats 91% | 32 / 313 | |
| Capital |
| Tier 1 Capital Ratio | 13.60% | 11.74% | 12.99% | 15.28% | Beats 58% | 135 / 319 | |
| Total Risk-Based Capital Ratio | 14.67% | 12.61% | 14.01% | 16.23% | Beats 59% | 130 / 319 | |
| Equity / Assets | 12.22% | 9.03% | 10.33% | 12.01% | Beats 78% | 70 / 319 | |
| Liquidity & Funding |
| Loans / Deposits | 91.30% | 76.76% | 88.16% | 95.43% | 62nd pctl | 119 / 314 | |
| Loans / Assets | 78.72% | 65.79% | 74.05% | 79.84% | 69th pctl | 99 / 319 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |