First Farmbank
Greeley, CO · Cert 58508 · Peer group: banks under $1B in assets (n=581-629) · Farmbank Holding Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$384.4MAssets
$295.2MLoans
$327.1MDeposits
$46.0MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 77% of banks under $1B in assets (rank 145 of 629).
- Widest gap: nonperforming loans / loans trails 66% of banks under $1B in assets (rank 387 of 581).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.28%
Rank 211 of 629
Net Interest Margin
4.10%
Rank 145 of 629
Efficiency Ratio
61.01%
Rank 193 of 629
Equity / Assets
11.96%
Rank 229 of 629
Non-interest income vs. expense
Unfavorable gap of $9.4M · efficiency ratio beats 69% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.60% | 1.01% | 1.45% | Beats 66% | 211 / 629 | | |
| Return on Equity | 10.71% | 5.38% | 9.30% | 13.28% | Beats 59% | 261 / 629 | | |
| Net Interest Margin | 4.10% | 3.03% | 3.54% | 4.05% | Beats 77% | 145 / 629 | | |
| Efficiency Ratio | 61.01% | 58.35% | 67.79% | 79.08% | Beats 69% | 193 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.88% | 0.09% | 0.46% | 1.20% | Beats 34% | 387 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 61% | 231 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 14.56% | 11.24% | 13.84% | 18.77% | Beats 56% | 277 / 629 | | |
| Total Risk-Based Capital Ratio | 15.42% | 11.58% | 14.43% | 19.66% | Beats 57% | 271 / 629 | | |
| Equity / Assets | 11.96% | 9.09% | 10.65% | 13.80% | Beats 64% | 229 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.26% | 67.24% | 80.90% | 93.48% | 70th pctl | 179 / 594 | | |
| Loans / Assets | 76.79% | 53.31% | 67.71% | 78.15% | 72nd pctl | 179 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |