Tristate Capital Bank
Pittsburgh, PA · Cert 58457 · Peer group: banks over $10B in assets (n=142-144) · Raymond James Financial Inc.
State charter, Fed member · FED · 1 affiliate bank · 2 branches (3 in holding)
Q2 2026
$24.3BAssets
$19.5BLoans
$22.3BDeposits
$1.7BEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of banks over $10B in assets (rank 13 of 144).
- Widest gap: equity / assets trails 96% of banks over $10B in assets (rank 138 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.72%
Rank 134 of 144
Net Interest Margin
1.89%
Rank 136 of 144
Efficiency Ratio
47.82%
Rank 29 of 144
Equity / Assets
6.97%
Rank 138 of 144
Non-interest income vs. expense
Unfavorable gap of $209.7M · efficiency ratio beats 81% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 1.00% | 1.26% | 1.54% | Beats 7% | 134 / 144 | |
| Return on Equity | 10.37% | 8.98% | 11.34% | 14.40% | Beats 39% | 88 / 144 | |
| Net Interest Margin | 1.89% | 2.82% | 3.31% | 3.68% | Beats 6% | 136 / 144 | |
| Efficiency Ratio | 47.82% | 49.42% | 56.02% | 62.41% | Beats 81% | 29 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.48% | 0.73% | 1.07% | Beats 87% | 20 / 142 | |
| Net Charge-Offs / Loans | 0.07% | 0.05% | 0.11% | 0.22% | Beats 65% | 50 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 18.45% | 12.07% | 12.98% | 14.92% | Beats 91% | 13 / 144 | |
| Total Risk-Based Capital Ratio | 19.10% | 13.39% | 14.14% | 16.25% | Beats 90% | 15 / 144 | |
| Equity / Assets | 6.97% | 9.69% | 11.39% | 12.96% | Beats 4% | 138 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 87.25% | 75.72% | 84.92% | 91.56% | 59th pctl | 58 / 143 | |
| Loans / Assets | 80.27% | 59.83% | 69.07% | 74.80% | 91st pctl | 13 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |