Allwealth
Hamilton, OH · Charter 5845 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=26)
NCUA · 2 branches
Q2 2026
$33.2MAssets
$20.5MLoans
$29.0MShares
$4.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 1 of 26).
- Widest gap: nonperforming loans / loans trails 65% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 18 of 26).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.54%
Rank 4 of 26
Net Interest Margin
4.12%
Rank 12 of 26
Efficiency Ratio
69.56%
Rank 5 of 26
Equity / Assets
12.35%
Rank 14 of 26
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.54% | 0.41% | 0.79% | 1.34% | Beats 85% | 4 / 26 | | |
| Return on Equity | 12.49% | 3.53% | 6.04% | 8.49% | Beats 96% | 1 / 26 | | |
| Net Interest Margin | 4.12% | 3.25% | 4.11% | 4.64% | Beats 54% | 12 / 26 | | |
| Efficiency Ratio | 69.56% | 71.52% | 75.99% | 84.12% | Beats 85% | 5 / 26 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.63% | 0.40% | 1.09% | 2.09% | Beats 35% | 18 / 26 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.35% | 10.31% | 12.73% | 15.29% | Beats 46% | 14 / 26 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.35% | 10.31% | 12.73% | 15.29% | Beats 46% | 14 / 26 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.69% | 51.92% | 65.22% | 76.21% | 65th pctl | 9 / 26 | | |
| Loans / Assets | 61.66% | 44.32% | 54.77% | 68.75% | 65th pctl | 9 / 26 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |