Fort Lee, NJ · Cert 58410 · CRB Group Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.2% share · #37 of 151 inst. · $6.7B of $2921.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.57% | 0.44% | 0.29% | 0.55% | 0.12% | -44 bps | |
| Return on Equity | 4.50% | 3.49% | 2.30% | 4.40% | 0.99% | -351 bps | |
| Net Interest Margin | 5.15% | 5.34% | 5.48% | 4.81% | 4.69% | -46 bps | |
| Efficiency Ratio | 78.64% | 76.94% | 82.80% | 78.95% | 82.92% | +429 bps | |
| Non-Interest Burden | 3.88% | 3.86% | 4.36% | 3.32% | 3.58% | -30 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -9.96% | -3.75% | -2.53% | 1.93% | 7.45% | +1,741 bps | |
| Loan Growth (YoY) | -12.57% | -1.97% | -10.08% | -9.00% | 4.46% | +1,703 bps | |
| Deposit Growth (YoY) | -5.35% | -2.23% | -0.72% | 2.47% | 0.54% | +589 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 3.07% | 2.63% | 4.82% | 3.45% | 2.79% | -28 bps | |
| Net Charge-Offs / Loans | 1.13% | 1.32% | 1.19% | 5.39% | 2.69% | +156 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 12.84% | 13.06% | 13.49% | 12.82% | 11.78% | -105 bps | |
| Total Risk-Based Capital | 12.84% | 13.06% | 13.49% | 12.82% | 11.78% | -105 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 85.65% | 87.76% | 85.69% | 84.83% | 88.99% | +334 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |